How do I use my Visa®, Mastercard®, or American Express® Gift Card? To use your third-party gift card online at Target.com, you'll enter the gift card as a credit card payment and the CVV code during the checkout process. Digital Gift Card Digital Visa, Mastercard, and American Express eGift Cards can be used online at any merchant website that accepts Visa, Mastercard, or American Express in the United States.